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It is collaboratively formed by several leading financial institutions in response to the growing demand for risk capital by intermediaries working with small and emerging businesses particularly those in underserved markets. The group indicates a desire to examine the issues relating to this market and its future direction. Of special interest to the members areamong othersthe Community Reinvestment Act (CRA), the New Markets Initiatives, and the Small Business Investment Company (SBIC) program of the U.S. Small Business Administration.